Best Credit Cards in Malaysia 2026
Compare cashback, rewards and travel credit cards from Malaysia's top banks. Filter by reward type, annual fee, and income requirement.
Showing 7 credit cards
- ✓5% cashback petrol & groceries
- ✓0.2% unlimited cashback
- ✓Free for life
- ✓5% cashback 3 categories
- ✓0.2% others
- ✓Free for life
- ✓5% cashback online & contactless
- ✓Low min income RM18k/yr
- ✓Free for life
- ✓5% cashback dining & entertainment
- ✓Free for life
- ✓Unlimited Plaza Premium lounge
- ✓4x points overseas
- ✓Travel insurance USD 1M
- ✓Shariah-compliant
- ✓1.5x TreatsPoints
- ✓Free for life
- ✓8x reward points dining
- ✓Plaza Premium lounge (8x/yr)
- ✓Travel insurance
How to Choose the Best Credit Card in Malaysia
Cashback Cards
Best for everyday spenders. Look for 5% cashback on petrol and groceries. Cards like Maybank 2 Cards and CIMB Cash Rebate Platinum offer free-for-life with great rates.
Travel Miles Cards
Best for frequent flyers. Look for cards that earn miles on all spend, lounge access, and travel insurance. Usually require higher income (RM60k–120k/yr).
Annual Fee
Many Malaysian credit cards are free for life. Premium cards (Infinite, Signature) charge RM400–800/year but are often waived with minimum annual spending.
Islamic Credit Cards
Islamic credit cards do not charge interest (riba). Instead they may use a monthly administration fee. Suitable for Muslims who want Shariah-compliant spending.